A More Personal Approach to Wealth
ER Private Wealth was founded on the belief that exceptional financial advice begins with understanding people. We combine emotional intelligence with strategic expertise to help you make confident financial decisions and build lasting financial security.
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Empathy
We begin by understanding you, your goals and what matters most before offering any advice.
Our Mission
Strategic Advice Delivered with Empathy and Integrity
We believe the greatest value of financial advice isn’t found in products or investments; it’s found in clarity. When life presents complex financial decisions, having someone you trust to listen, simplify the options and help you see the path forward can make all the difference.
At ER Private Wealth, we combine expertise with empathy to give our clients confidence, peace of mind and the freedom to focus on what matters most.
Core Values
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Clarity
We simplify life’s financial complexity, helping you make informed decisions with confidence.
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Integrity
We always act in your best interests, providing transparent advice you can trust.
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Confidence
Helping you make financial decisions with certainty so you can focus on enjoying life.
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Discovery
We take the time to understand your goals, values and financial position, building a clear picture of what matters most to you.
Our Process
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Strategy
We design a personalised financial strategy tailored to your objectives, providing clarity and confidence for the future.
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Implementation
We carefully put your strategy into action, coordinating every step to ensure a smooth and efficient experience.
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Ongoing Partnership
As your life evolves, your strategy evolves with it. We provide ongoing guidance and regular reviews to help you stay on track.
Meet the Team
Evguenia Rutkowski
Director & Principal Financial Adviser
Alex Moskov
Qualifications & Memberships
- Bachelor of Commerce (Finance & Financial Planning)
- Kaplan Professional SMSF Structure & Advice
- Registered Financial Adviser with the Australian Tax Practitioners Board
- Member of the Financial Advice Association Australia (FAAA)
CLIENT SERVICES MANAGER
Qualifications & Education
- Graduate Certificate in Financial Planning — Kaplan Professional
- Master of International Law — Deakin University
- Ongoing professional development in financial planning and client services within the Australian financial services industry
Evguenia Rutkowski is the Founder and Senior Financial Adviser of ER Private Wealth, bringing more than 20 years of experience across banking, finance and wealth management. Beginning her career in banking, she developed a strong foundation in lending, cash flow management and financial strategy before moving into financial advice, where she found her passion for helping people navigate life’s most important financial decisions.
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Over the past six years, Evguenia played a key role in building and growing Park Lane Advice Group in Melbourne’s Bayside, earning the trust of individuals, families and business owners
through her thoughtful and personalised approach to advice.
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As her practice evolved, she established ER Private Wealth to better meet the increasingly sophisticated needs of higher net worth clients seeking a more bespoke wealth management experience.
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Evguenia specialises in retirement planning, investment strategy, superannuation, intergenerational wealth transfer and complex financial planning. She believes exceptional advice is about far more than numbers—it is about helping clients make confident decisions during some of life’s most significant transitions.
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Known for her calm, empathetic and relationship-driven approach, Evguenia creates a trusted environment where clients can unpack complex financial decisions without feeling overwhelmed. Her focus is on ensuring clients not only achieve financial success but also gain clarity, confidence and peace of mind.
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At ER Private Wealth, her philosophy is simple: Wealth with Integrity—providing strategic, highly personalised advice that empowers clients to build, protect and enjoy their wealth with confidence.
Alex brings a unique perspective to ER Private Wealth, combining real-world business experience with a growing expertise in financial advice. Before entering the financial services industry, Alex successfully owned and operated his own business, giving him first-hand insight into the opportunities, pressures and decisions faced by business owners, professionals and families.
After transitioning into financial advice, Alex joined Park Lane Advice Group, where he developed his technical knowledge and advisory skills under the mentorship of Evguenia Rutkowski. Working closely alongside Evguenia, he gained valuable experience in financial strategy, client service and delivering advice that genuinely improves people’s financial wellbeing.
Alex is known for his calm energy, approachable nature and ability to make clients feel comfortable from the moment they meet him. His steady, thoughtful approach helps create an environment where clients feel heard, supported and confident throughout the advice process.
With a naturally creative mindset and strong problem-solving skills, Alex often sees opportunities and solutions from a different perspective. His entrepreneurial background and fresh way of thinking complement Evguenia’s extensive strategic and technical expertise, creating a balanced and collaborative advice experience that combines innovation with experience.
Alex believes that great financial advice is about more than numbers—it’s about building trusted relationships, understanding what matters most to each client and helping them move forward with clarity, confidence and peace of mind.